How To Have a Good Relationship with Money and Motherhood

Today’s blog post can be found in audio format on
The Blossoming Mommy And Baby Show {iTunes + Sticher!}

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Society makes this topic pretty darn complicated and if I’m being totally honest, way too stressful. On one end of the pendulum you’ve got experts telling you that money can’t buy happiness and on the other end, you’re being told that  the more money you have, the happier you’ll be.

Friend, what if I told you that BOTH of these perspectives were wrong? I am SO passionate about equipping YOU, the modern momma with the tools you need to succeed at motherhood~and part of your success is going to be your relationship with your finances.

Money can cause a lot of stress in motherhood. But what if I told you it didn’t have to? What if you could break free from the overwhelm and financial burden by making simple shifts in your thinking and daily habits?

I’ve been at both ends of the spectrum in my life- a season of plenty and a season of very little (and when I say  little, I mean paycheck to paycheck, pinching every penny, and living in a trailer parked in my in-laws driveway, little).

What I’ve learned from having NOTHING to having more than enough is that a good relationship with money comes down to three things:

  1. Your heart posture

  2. Being a good steward

  3. Having healthy financial habits

If you can master these 3 things, you can master the stress you feel over money. But here’s the catch: more money won’t make you happier. A bigger car, nicer house, great clothes…. None of these things are  going to make you happier! You may temporarily enjoy the status or rush you get from these purchases, but that doesn’t fix what’s going on in your heart and in your mind.

Now, stay with me… I’m not opposed to nice things. Infact, I want you to enjoy your nice things! I just don’t want you to make it an idol or status symbol in your life or motherhood. Because here’s the truth, I know super rich people who have everything in the world and they are miserable on the inside. On the contrary, I also know people who have very little and are happy and thriving.

The trick is to be content with what you have right now. When you have the right perspective and healthy financial habits, you’ll have a great relationship with money.

Having a great relationship with money comes down to these three things, Momma!  

Your heart posture!

Money is necessary for your survival! You’ve got bills to pay. Lights to keep on. Dinner that needs to be served. And heck, girl! Ya gotta enjoy life, too! You don’t (and shouldn’t) have to feel guilty about money when you have the right heart posture. Money is an incredible tool to create memories, experiences, comfort, and opportunities. Money can be used to bless your family and your community. Money is a way for you to give and show support for other people and their talents. Money is a great tool to teach your children about responsibility.

Bottom line: Check your heart posture with money. If you find yourself loving and worshiping money instead of viewing it as a tool, it’s time to change your perspective!

Being a good steward!

I believe that money it is a form of wealth that God provides and it’s our responsibility to be good stewards of it. In fact, the Bible encourages a life of stewardship!

Unfortunately, it’s really easy for us as humans to always want more instead of truly being OK with what we have right now. So my challenge for you is this, take a step back and ask yourself if you’re being a good steward with your finances.

The world tells us to live WAY beyond our means and to partake in the rat race of materialism… but does it really have to be this way? What if you could change these habits for yourself and your family? What if you could be the catalyst for changed behavior and changed hearts when it comes to having a healthy relationship with finances.? What if you could be the one who brings light and life to the powerful tool that money can be? What if you could be the one to make a positive impact in your home, church, and community? It starts with you Momma!

Having healthy financial habits!

Having healthy financial habits is a pivitol piece to having a healthy motherhood. If you lack discipline in this area of your life, you’ll most definitely experience the consequences!

Think about it this way, it’s no different than you being disciplined in your kitchen, right? If you lack self-control or self-discipline with what you eat, you’ll be paying for the consequences when it comes to weight gain and health issues.

I’m going to break down this section for you into 4 nonnegotiable healthy money habits I’d love to see you implement this month. Remember, start small. Sometimes breaking bad habits or changing how we do things isn’t always easy. Have a grace on yourself and focus on small, little wins each and every day.

Know your numbers. Often times I’m surprised at how many women don’t know what’s coming in and what’s going out each month. When you know what you have, you can then get serious about making your money work for you.

Spend smart. Once you know what is coming in each month, set up a budget plan. This will include your must-do payments (things like your rent or mortgage, necessary bills, and other expenses that must be paid each month). Sit down with your husband and talk about these numbers so you can create your family budget. This can go towards things like groceries, healthy membership services, play money, savings, and investments.  Also, don’t forget to get rid of unnecessary expenses!

Give back. There is no greater joy then giving back to those in need. Whether you’re giving your time or a portion of your finances, it’s important to share your money with those in need- both near and far. This could look like giving a portion to your church or charitable causes.

Teach your kids good money habits. The way we handle money, talk about money, spend, save, and give money is going to directly impact how our children view money. Good financial principles must start with your own awareness of money and then be modeled down to your children by your actions and by being intentional with how your teach your kids. Rachel Cruze is my recommendation for all Mommas learning more about kids and money! You can find more about her and her knowledge here ( )

You can do this, Momma!

Money and Motherhood is a BLESSING! Now get out there and make your difference!

But before you do…. Let me know in the comments or over on instagram what you thought of today’s blog and make sure you tune in via audio format on The Blossoming Mommy And Baby Show (found on iTunes or Stitcher).

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Mental Health Goes hand in hand with $$!

The way you think on a regular basis directly impacts your emotions, inner dialogue, and relationship with money. I want you positive and showing up each day with healthy thought patterns! If you find yourself constantly stressed and overwhelmed, come learn more about mastering your mind + motherhood!